The Individual and Small Group Affordable Care Act Health Insurance Proposed Rates for 2025 are available on the Pennsylvania Insurance Department’s (PID) Website. On average, the Pennsylvania Health Insurance Exchange (Pennie) insurers on the individual market requested a 7.9 % premium increase based on rising drug costs, increased labor costs in the healthcare industry, and the utilization of medical services. Of the current nine insurers, Ambetter, Capital Blue Cross, CIGNA, Geisinger, Highmark, Independence Blue Cross, Jefferson Health Plans, Oscar, and UPMC, three are requesting to expand into additional counties. These insurers are Geisinger, Jefferson Health Plans and Ambetter. A public comment period on these rate requests and filings will be accepted through Sep. 2 and can be emailed to ra-in-comment@pa.gov. Open Enrollment for Pennie is November 1,2024 through January 15, 2025.
