Consumers must verify sources of income for some types of coverage. Pennie has created a Self-Attestation Form for consumers with no documentation available. The document requires projected yearly annual income for consumers to receive financial assistance to pay for health coverage. The attestation acknowledges that consumers provide financial information to be used for the determination of eligibility, must report income changes within 30 days, and understand that if they receive too much Advance Premium Tax Credit (APTC) during the benefit year, they may have to pay some or all of the excess back to the IRS when federal income taxes are filed for the benefit year. Documents can be submitted via email, fax or mail.