If a consumer has elected COBRA coverage, they can decide to voluntarily drop COBRA coverage and enroll in a Marketplace plan if the consumer is still within the 60-day Special Enrollment Period (SEP) window to enroll in Marketplace coverage. If the consumer is enrolled in COBRA continuation coverage, the consumer may qualify for a SEP to enroll in Marketplace coverage if the COBRA continuation coverage costs change because the consumer’s former employer stopped contributing, so the consumer has to pay full cost. Also, consumers who elect COBRA may qualify for a SEP when their COBRA coverage ends. Learn more.
